Insurance Issues and LTC

Often, the big question asked is if Medicare pays for the service. The only service that Medicare pays for when it comes to home care is the skilled home health care. Any other additional care is paid for by a Long Term Care (LTC) insurance policy, or privately. Trusted HomeCare Services assists you with the paperwork if desired. An LTC insurance policies commonly pay for a home health aide (HHA) or certified nursing assistant (CNA), but each policy is unique.

Trusted HomeCare Services makes sure that the client has the benefit before working with them by confirming with the LTC insurance company. After reviewing these benefits, we sit down and discuss them with the client, trying to get the best and most effective home care schedule using the person’s policy. Trusted HomeCare Services works directly with the LTC insurance agency in order to provide you the best deal on care that we can provide. The companies that we work with in the LTC insurance industry are both large and small ones.

We at Trusted HomeCare Services provides all of this as a courtesy to you as a customer. Our customers are our number one priority, and we will be glad to assist you in exploring your options as far as insurance goes. However, you will have to do the rest of the work by yourself! Only you can open up a claim, after all. Keeping track of the dates of your services and sending those to the insurer is not the responsibility of Trusted HomeCare Services. Neither is the gathering of the information in question itself, for that matter.